Skip to main content
Email Subscription

To sign up for email updates from Macomb County or to access your subscriber preferences, please enter your email address. If you would like to subscribe for text alerts please select Text Updates in the drop-down menu.

Macomb Community Action
Health and Community Services
21885 Dunham Road, Suite 10, Clinton Township, MI 48036
(586) 469-6999

Financial Empowerment



Your One Stop Shop for Financial Empowerment Resources in Macomb County

We recognize that times are tough due to the COVID-19 pandemic. If you or your family are in need of assistance, please click on the links below:


Rent and Utility Assistance with CERA

Macomb County Food Resources Map




Are you facing an immediate financial crisis? Please fill out a needs assessment here 

Fill out this needs assessment online and you may be contacted by one or more agencies in Macomb County to address the need identified.


For Renters & Homeowners

Financial empowerment is possible for anyone, regardless of their housing situation. Renters can and should learn their rights and responsibilities, as well as how to save for homeownership (if that’s what they’re interested in). People in Macomb County have tools to learn how to become homeowners, save up for a down payment, or access resources if they are struggling to pay for repairs or their property taxes.


Sustainable homeownership strengthens individuals and communities. As a HUD- and MSHDA-certified counseling agency, MSU Extension helps potential homeowners understand the complex home-buying process and learn the true costs of home ownership. Their programs help households that have been through foreclosure learn how to reestablish their financial futures.

Community professionals and staff discuss topics such as advantages of homeownership, credit and managing your money, house hunting, shopping for a mortgage, getting a home inspection and closing the deal. They also cover information regarding MSHDA’s Homebuyer Purchasing Programs and Down Payment Assistance Loans.

Call 586-469-7614 today or visit MSU Extension's event page to find homeownership classes online or in-person near you.

Other Resources:


Behind on your rent? Facing eviction? Macomb County has teamed up with the Michigan State Housing Development Authority (MSHDA) to assist income-eligible residents stay in their home and pay their past-due rent. CERA, or the COVID Emergency Rental Assistance program, can provide rental and utility assistance for renters to help them maintain housing stability. Learn more and apply at

Be an Informed Renter! Learn the facts before you sign, know your responsibilities, and understand your rights.

Building Wealth

Anyone is capable of building wealth no matter their economic status. It just requires some honest conversations about your goals and values, and some strategic planning and future-thinking. Small changes can add up to big impacts over time. Make sure you pay yourself first - by saving money!


Eliminating Debt

Coming Soon!

Facing Financial Crisis


Housing, Utilities 

Medicine, Food

Other Resources

Teaching Kids About Money

Money management is a fundamental life skill and can begin at a very early age. Raising money smart kids involves teaching them a variety of things like coin identification, budgeting, earning, and saving! While it's never too late to start building a solid financial foundation, children have the advantage of being eager to learn new skills. Make it fun! Get the whole family involved!


Check out these 2021 contests offered for both 4-H and non 4-H youth residing in Michigan.

Financial Empowerment and Support Services

The path to prosperity can be bumpy at times and everyone knows that financial difficulties can be one paycheck away. Organizations and professionals in your community are here when you just need a little extra support.   

  • Visit the Right Connection for a comprehensive list of services
  • For a limited time, the FCC is providing up to $50/month in assistance toward internet broadband and more - check it out here
  • More resources coming soon!

Free Tax Preparation Services

Macomb Community Action partners with Accounting Aid Society and Macomb County Veterans Services to offer income eligible Macomb County residents free tax preparation and filing services at IRS Volunteer Income Tax Assistance (VITA) sites. If your total household income is below $57,000 you may be eligible for free tax preparation and filing.

Prepare the documents listed below and drop them off at the VerKuilen Building (21885 Dunham Road, Door F, Clinton Township 48036) on Tuesdays/Thursdays from 9 AM - 3 PM

  • Identification
    • Valid driver’s license or state ID for each adult on the return
    • Social Security card for each adult and child on the return
  • Income Documentation
    • All W-2’s (incl. gambling/lottery winnings)
    • All 1099’s (incl. Social Security, pension, unemployment, interest/dividends, misc. income)
    • DHHS Assistance (annual statement)
    • Child Support (annual statement) Alimony amounts received
    • Letter from Social Security for SSI Income
    • 1095’s for Market Place Medical Insurance & Employer Insurance
  • Proof of Expenses
    • Any and all childcare expenses
    • Property tax statement
    • Mortgage interest statement
    • Monthly rent amount (if applicable)
    • January gas bill for heating credit
    • Student loan interest or tuition and course materials
    • Itemized car insurance policy that shows PIP (Personal Injury Protection) coverage
  • Direct Deposit Information
    • Bank routing number and account number, checking or savings (Debit cards do not have this information on them but checks do)
  • Past Years Completed Tax Returns

A FREE preparation tax site (state and federal) for individuals with an income under $66,000/year is now available. Simply click the link below and create a profile. The system will then route you to the webpage of HR Block. Visit

Veteran Services tax preparation funded in part by United Way for Southeastern Michigan