Macomb County Housing Rehabilitation Program
Comprehensive Housing Rehabilitation Program**
The Comprehensive Housing Rehabilitation Program exists to help eligible homeowners repair their homes to achieve decent, safe and sanitary affordable housing as defined by Macomb County Housing Rehabilitation Standards. The program limit for repairs is $40,000.
Limited Housing Rehabilitation Program***
The Limited Housing Rehabilitation Program exists to help eligible homeowners make essential repairs to their home as defined by program guidelines. The program limit for repairs is $15,000.
What to Expect
Each year a limited amount of funds are available for the program. Applications are processed on a “first-come, first-completed application” basis.
The following provides a basic program summary:
- Homeowners submit an application and all of the required documentation.
- Program staff will notify the applicant when all documents have been received. Staff may request additional information to determine eligibility.
- If eligibility is verified, inspections will be ordered to determine if lead-based paint hazards exist and to do a write-up of the scope of work.
- Homeowner will need to make the property available for these inspections which may last 2-3 hours.
- The inspector will evaluate the property per program guidelines.
- Inspection results and the cost estimate are shared with the homeowner.
- Be advised that if costs to repair exceed program guidelines, the project is denied.
- If a decision is reached to move forward with the repairs, the project is bid to insured contractors*.
- The homeowner must make the property available to contractors* who are required to inspect the property before submitting a sealed bid.
- Staff will schedule a bid opening and then perform careful analysis.
- A recommendation of the lowest bidding contractor is made to the homeowner.
- Once the homeowner selects a contractor*, mortgage documents are signed with the County. The homeowner also signs a contract with the selected contractor*.
- Final inspections are conducted upon completion of construction.
- A project completion letter is sent to the homeowner.
- As long as the homeowner maintains the property as their primary residence and title does not change, the zero interest loan remains deferred. No payments are required.
- Repayment of the loan occurs when the title of the property is transferred.
The County maintains a list of approved contractors for the Housing Rehabilitation Program. To be considered, you must first participate in a “New Contractors Meeting” during the Open Solicitation period and submit an application. To be notified of the next scheduled meeting, please send an e-mail with your contact information to Steve Schuster at email@example.com.