Macomb Urban County Housing Rehabilitation Program
The Housing Rehabilitation program exists to help eligible homeowners eligible homeowners to repair their homes to achieve decent, safe and sanitary affordable housing as defined by Macomb County Housing Rehabilitation Standards.
What to expect
Each year a limited amount of funds are available for the program. Applications are processed on a “first-come, first-completed application” basis.
The following provides a basic scenario of steps involved in the program:
- Submit an application and all of the documentation specified on the application.
- Program staff will notify you when your application has been received, and may request additional information to determine eligibility.
- If eligibility is verified, inspections will be ordered to determine if lead-based paint hazards exist and to do a write-up of the scope of work.
- You will need to make your home available for these inspections which may last 2-3 hours.
- The inspector will evaluate what is needed to make your home meet code and will provide a cost estimate for the work.
- Inspection results and the cost estimate are shared with the homeowner. Please be advised that if costs to repair exceed $40,000, the project is denied.
- If a decision is reached to move forward with the repairs, the project is bid to three to five licensed and insured contractors.
- The homeowner must make the property available to contractors who are required to inspect the property before submitting a sealed bid.
- Staff will schedule a bid opening and then perform careful analysis. If all submitted bids exceed $40,000, the project is denied.
- A recommendation of the lowest bidding contractor is made to the homeowner.
- Once the homeowner selects a contractor, mortgage documents are signed with the County. The homeowner also signs a contract with the selected contractor.
- Within 10 Macomb County business days of contract signing, work on the project begins.
- The contractor has 90 calendar days to complete the work from date of issuance.
- Final inspections are conducted upon completion of construction.
- A project completion letter is sent to the homeowner.
- As long as the homeowner maintains the property as their primary residence and title does not change, the zero interest loan remains deferred. No payments are required.
- Repayment of the loan occurs when the title of the property is transferred.
The County maintains a list of approved contractors for the Housing Rehabilitation Program. To be considered, you must first participate in a “New Contractors Meeting” during the Open Solicitation period and submit an application. To be notified of the next scheduled meeting, please send an e-mail with your contact information to Steve Schuster.